Usage in RReq
Text provided by the ACS/Issuer to Cardholder during a Frictionless or Decoupled transaction. The Issuer can provide information to Cardholder. For example, “Additional authentication is needed for this transaction, please contact (Issuer Name) at xxx-xxx-xxxx” with optionally the Issuer and Payment System images. Refer to A.20 for UI example.
Conditional inclusion — source text
Required if ACS Decoupled Confirmation Indicator = Y Otherwise, Optional for the ACS.
Related condition fields: acsDecConInd.
Format and scope
Type: Object · Length: Variable
Source components: ACS. Channels: 01-APP, 02-BRW, 03-3RI. Categories: 01-PA, 02-NPA.
Object members
Nested presence rules apply when the parent is supplied. Consult the source for full conditions.
source — Source
| Value | Meaning | Introduction tag |
|---|---|---|
01 | 3DS Server | Not tagged |
02 | DS | Not tagged |
03 | ACS | Not tagged |
Introduction tags are shown where recorded. An absent tag does not establish when a value was introduced.
EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 225
Scoped FAQ qualifications
- FAQ 27 — Applicable object-bearing protocol versions
Only when the parent JSON object is present
Evaluate nested presence conditions when the parent object is present. In multiTransaction, merchantList is required when the object is supplied; merchantAmount remains optional.
- FAQ 73 — Applicable object-bearing protocol versions
An optional or conditionally optional field is sent empty
An empty optional field produces error 203 under Req 309. When the empty JSON object contains mandatory data, error 201 may be returned.
Transaction context
This reference covers the published source edition. Use the explorer to inspect this field and any applicable transaction conditions. Scheme programme requirements are not inferred from the protocol edition.
Sources and related references
EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 225
Source review status: carried-forward. Carried-forward material has not acquired a new verification claim.
Document fingerprint (SHA-256): 6fdf0aba3fc1a765f96b74dad4069d1e189969f38f0023647021687daf589d6b