3DS ReferenceProtocol & field guide

EMV 3-D Secure · Core specification 2.3.1.1

SPC Incompletion IndicatorspcIncompInd

Reason that the SPC authentication was not completed.

Explore this field with transaction context

Allowed and reserved values

ValueMeaningIntroduction tag
01SPC did not run or did not successfully completeNot tagged
02Cardholder cancelled the SPC authenticationNot tagged
03SPC timed outNot tagged
04–99Reserved for EMVCo future use (values invalid until defined by EMVCo)Reserved

Introduction tags are shown where recorded. An absent tag does not establish when a value was introduced.

Message inclusion

Baseline inclusion. Effective requirements depend on transaction context. Check the field’s conditions and FAQ qualifications; select channel and category in the explorer.

MessageBaseline inclusion
AReqConditional

Conditional inclusion — source text

Required if the 3DS Requestor attempts to invoke the SPC API and there is an error.

Format and scope

Type: String · Length: 2 characters · Minimum length: 2 · Maximum length: 2

Source components
3DS Server
Device channels
02-BRW
Message categories
01-PA, 02-NPA

Version history

Field introduction tag: 2.3.1.1. Introduction tags are curated metadata, not a full history of changes. Compare versions and understand coverage.

Source and review status

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 285

Source review status: carried-forward. Carried-forward material has not acquired a new verification claim.

Source document fingerprint

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf

6fdf0aba3fc1a765f96b74dad4069d1e189969f38f0023647021687daf589d6b

Official EMVCo specifications · Methodology and coverage limits