3DS ReferenceProtocol & field guide

EMV 3-D Secure · Core specification 2.3.1.1

Merchant Category Codemcc

DS-specific code describing the Merchant's type of business, product or service.

Explore this field with transaction context

Allowed and reserved values

ValueMeaningIntroduction tag
Payment System-specificThis value correlates to the Merchant Category Code as defined by each Payment System or DS.Not tagged

Introduction tags are shown where recorded. An absent tag does not establish when a value was introduced.

Message inclusion

Baseline inclusion. Effective requirements depend on transaction context. Check the field’s conditions and FAQ qualifications; select channel and category in the explorer.

MessageBaseline inclusion
AReqPayment · 01-PARequiredNon-payment · 02-NPAOptional

Conditional inclusion — source text

Optional but strongly recommended to include for 02-NPA if the Merchant is also the 3DS Requestor.

Format and scope

Type: String · Length: 4 characters · Minimum length: 4 · Maximum length: 4

Source components
3DS Server
Device channels
01-APP, 02-BRW, 03-3RI
Message categories
01-PA, 02-NPA

Version history

No field introduction version is tagged in the dataset. Introduction tags are curated metadata, not a full history of changes. Compare versions and understand coverage.

Source and review status

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 256

Source review status: carried-forward. Carried-forward material has not acquired a new verification claim.

Source document fingerprint

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf

6fdf0aba3fc1a765f96b74dad4069d1e189969f38f0023647021687daf589d6b

Official EMVCo specifications · Methodology and coverage limits