3DS ReferenceProtocol & field guide

EMV 3-D Secure · Core specification 2.3.1.1

Cardholder NamecardholderName

Cardholder Name in Authentication Request (AReq).

Source edition: Core 2.3.1.1 · Type: String · Length: Variable, 1–45 characters

Baseline in AReq Conditional

Conditional. Same classification across the remaining channels and categories. Required unless market or regional mandate restricts sending this information. Usage and conditions ↓

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Usage in AReq

Name of the Cardholder.

Conditional inclusion — source text

Required unless market or regional mandate restricts sending this information.

Format and scope

Type: String · Length: Variable, 1–45 characters

Source components: 3DS Server. Channels: 01-APP, 02-BRW, 03-3RI. Categories: 01-PA, 02-NPA.

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 227

Related FAQ notes

  • v2.2.0 requires ASCII only—special characters (á, ë, ï, ö) must be converted to ASCII equivalents (a, e, i, o). v2.3.1+ permits special characters. — FAQ 19 (EMVCo FAQ)

Transaction context

This reference covers the published source edition. Use the explorer to inspect this field and any applicable transaction conditions. Scheme programme requirements are not inferred from the protocol edition.

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Sources and related references

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 227

Source review status: carried-forward. Carried-forward material has not acquired a new verification claim.

Document fingerprint (SHA-256): 6fdf0aba3fc1a765f96b74dad4069d1e189969f38f0023647021687daf589d6b