3DS ReferenceProtocol & field guide

EMV 3-D Secure · Core specification 2.3.1.1

Account TypeacctType

Account Type in Authentication Request (AReq).

Source edition: Core 2.3.1.1 · Type: String · Length: 2 characters · Minimum length: 2 · Maximum length: 2

Baseline in AReq Conditional

Conditional. Same classification across the remaining channels and categories. Required if the 3DS Requestor is asking the Cardholder which Account Type they are using before making the purchase. Required in some markets (for example, for Merchants in Brazil). Otherwise, Optional. Usage and conditions ↓

Jump to values ↓Explore in context →

Valid values

CodeMeaning
01Not applicable
02Credit
03Debit
80–99DS or Payment System-specific

Source: EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 199. Read usage and conditions.

Reserved values

CodeMeaning
04–79Reserved for EMVCo future use (values invalid until defined by EMVCo)

Usage in AReq

Indicates the type of account. For example, for a multi-account card product.

Conditional inclusion — source text

Required if the 3DS Requestor is asking the Cardholder which Account Type they are using before making the purchase. Required in some markets (for example, for Merchants in Brazil). Otherwise, Optional.

Format and scope

Type: String · Length: 2 characters · Minimum length: 2 · Maximum length: 2

Source components: 3DS Server. Channels: 01-APP, 02-BRW, 03-3RI. Categories: 01-PA, 02-NPA.

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 199

Transaction context

This reference covers the published source edition. Use the explorer to inspect this field and any applicable transaction conditions. Scheme programme requirements are not inferred from the protocol edition.

Explore in context →

Sources and related references

EMV_3DS_CoreSpec_v2.3.1.1_20230530.pdf, Table A.1, PDF pages 199

Source review status: carried-forward. Carried-forward material has not acquired a new verification claim.

Document fingerprint (SHA-256): 6fdf0aba3fc1a765f96b74dad4069d1e189969f38f0023647021687daf589d6b